Business Directory

Thomas is a Texas based Loan Officer who specializes in residential loans. He has gained lots of experience working with first time home buyers, and seasoned buyers as well. Down payment assistance programs are available, along with special incentives for those who are in the medical field, military, law enforcement, and first responders. Thomas is licensed by the Texas Department of Savings & Mortgage Lending, NMLS# 2090639.

Thomas prides himself in his work ethic, and his ability to provide people with a high-level of service. With his eye for detail, his skillset translates well into providing his clients with the best loan options to meet their needs. Thomas is passionate about guiding people throughout their home buying process and is driven by his integrity and transparency.

With over 10 years of Banking and Mortgage experience, Ernesto Perez is a licensed loan officer who understands the value of building client relationships and the importance of doing right by the customer. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

A Houston-based, Texas licensed mortgage broker serving the greater Houston market since 1998.

As a mortgage broker, we provide home lending services through a small, uniquely selected group of wholesale lenders. This gives us access to a large variety of mortgage types, plus incredible interest rates and low lender fees. Technology is at the root of our services, however, we also are never far away from a personal touch, including in-person visits, zoom, and/or simple phone calls.

Loan Products cover the everyday options for Conventional, FHA, VA, and USDA financing; plus we offer non-traditional lending programs for those unique situations (what the industry calls "Non-QM" loans).  This includes, to name a few, DSCR loan for investors, an ITIN loan, Bank Statement or 1099 loan programs, VOE/I only loan program, and financing for Foreign Nationals. We even have a relationship with a local hard money lender for investors looking to flip or rent distressed homes in need of rehab.

At Fairway Mortgage - Heights, they separate themselves from other mortgage lenders by offering exceptional customer service and a broad selection of home financing products. Their portfolio has an extensive range of products -- from conventional and jumbo mortgages, to government-insured programs for Veterans and rural home buyers, to creative solutions for your unique situation, along with Second Homes, Short Term Rentals and Investment properties -- each homebuyer is different, so they make sure there is a solution for every lifestyle and personal situation.

Each of their Team Members strongly believes the way they do things is just as important as what they do. Fairway Independent Mortgage Corp. has been named #1 in Mortgage Origination Customer Satisfaction by J.D. Power.

I have been in the Mortgage Business for over 25 years.  It is my goal to make the mortgage process stress free.  Owning a home is great way to start building generational wealth.  It is my privilege to assist you. Your mortgage choice matters.  Movement Mortgage is an Impact Lender.  We give back to the community.  

Home ownership is one of the most important aspects to building significant net worth. According to the Federal Reserve’s Survey of Consumer Finances, a homeowner’s net worth is 36 times greater than that of a non-homeowner. When done right, home ownership has the ability to empower millions of Americans to strengthen their financial foundation. At Sente Mortgage, we help our borrowers achieve their dream of homeownership by finding the right financing solution to fit their long and short term goals.